Today, every company is digital — and every digital company is exposed. From client data leaks to ransomware attacks, cyber threats can bring operations to a halt, damage your reputation, and trigger lawsuits overnight. At Cléma, we help you build resilience from the inside out. Our Cyber & Digital Protection Solutions are designed to defend your systems, protect your clients’ data, and keep your business running — even when something goes wrong.
You handle the innovation. We’ll handle the protection.
Cyber threats are constant — and evolving fast. Whether you’re a tech firm, logistics provider, manufacturer, or consultant, these are just a few of the digital risks you face:
One attack can lead to operational downtime, regulatory fines, and lawsuits. Without protection, recovery can take weeks. With Cléma, you can act fast and stay in control.
Clear coverage for complex threats – tailored to your business, industry, and tech stack.
You don’t need to be a tech company to be at risk. Cléma helps you insure what matters in the digital age — your data, your clients, and your ability to operate.
EXCELLENT Based on 54 reviews Fong Debbie2025-06-04Trustindex verifies that the original source of the review is Google. Dear Nishanthan, I would like to extend my sincere thanks for your clear guidance and swift email responses. Your support made my eClaim process smooth and stress-free. I truly appreciate your professionalism and efficiency. Kind regards, Debbie Fong Zhe Ming Ong2025-04-13Trustindex verifies that the original source of the review is Google. Reshma is extremely helpful and very emphatic in assisting me, I had an accident and I contacted her at a weekend night and she helped me thru all the unknowns and helping following up with the insurance company. Doris Cheong2025-01-16Trustindex verifies that the original source of the review is Google. They're quick and responsive to my query. I don't have to worry all the paperwork, and they have help me clear my doubts without worrying what to do. Thanks, and appreciate. bo zhang2025-01-06Trustindex verifies that the original source of the review is Google. Reply fast with detailed information! Very patient and efficient! laudine daniel2024-12-16Trustindex verifies that the original source of the review is Google. Very positive experience working with Clema Risk Solutions. They provide very responsive and pragmatic advice and support. I would clearly recommend them to anyone. Thanks again Margaret and the team! Lucile Jacquet2024-11-22Trustindex verifies that the original source of the review is Google. L’équipe de Clema est toujours très réactive, gentille et efficace. Ils nous ont notamment beaucoup aidés lors de situations délicates avec notre assurance (hospitalisations en urgence par exemple). Simon Conington2024-11-21Trustindex verifies that the original source of the review is Google. Clema offer great transparent advice and have been very supportive overt hge last 4 years of our working relationship.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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Not at all. Any business that stores data, processes payments, uses email, or relies on software is vulnerable to cyber risk — from law firms to logistics.
Coverage often includes data breach response, ransomware payments, legal defence, system recovery, and public relations support after an attack.
Yes — if a client sues you for mishandling their data or failing to protect their information, cyber liability insurance helps cover the legal and settlement costs.
Cyber insurance is typically offered as an extension of a professional indemnity policy or a business owner’s package. The cost depends on several factors — including the type of business, the volume of data you manage, and the jurisdictions in which you operate. Local regulations and potential liability exposure also play a key role in determining premiums.
No, cyber insurance isn’t legally required — yet. However, it’s increasingly recommended across sectors, especially if you handle sensitive client data, operate online platforms, or manage remote teams. Many regulators also expect you to have a response plan in place.
Understand insurance better by reading our blog. It’s full of useful information.
Cléma Risk Solutions is an insurance brokerage licensed in Singapore, Hong Kong, and Shanghai.
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