Professional Liability Insurance

This is usually the first policy that any law firms and lawyers will obtain for insurance. It is also known as errors and omissions insurance and legal malpractice insurance. As this is the most likely area for a claim, it is by far the most important sort of insurance for law offices. Unfortunately, even the finest lawyers can be sued for legal misconduct and therefore it is important that there is ample protection against possible claims.

Employer’s Liability Insurance

Employer’s liability insurance protects you and/or your legal firm if an employee sues you for a work-related injury or sickness. It is an important regulation because nearly one in every five small businesses will face employee litigation.

This coverage protects the business owner if the organisation is held liable for an employee’s injury or illness. Employer liability insurance pays for legal fees if an employee accuses your company’s irresponsibility for their injury or illness. These expenses could include the hire of a lawyer, court fees, and the payment of a settlement or judgment.

Commercial General Liability Insurance

The obligation you have to care for your customers and the public has grown even more wide in today’s increasingly complex and connected operational environment. Commercial general liability (CGL) insurance covers a legal company or lawyer for physical harm, personal injury, and property damage caused by the company’s operations, goods, or injuries that occur on the company’s premises. Although commercial general liability is considered comprehensive business insurance, it may not cover all hazards that a company may encounter.

Cléma Risk Solutions our liability solution allows you to run your business with confidence, knowing that you can rely on Cléma Risk Solutions if the unexpected occurs.