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Clema Risk Solutions Clema Risk Solutions
  • Business Insurance
    • Business Interruption Insurance
    • Business Owner’s Policy
    • Commercial General Liability Insurance
    • Cyber Insurance
    • Directors and Officers Liability Insurance
    • Employer’s Liability Insurance
    • Medical Malpractice Insurance
    • Product Liability Insurance
    • Professional Indemnity Insurance
    • Public Liability Insurance
  • Employee Benefits
    • Accidental Death and Dismemberment Insurance
    • Critical Illness Insurance
    • International Health Insurance
    • Term Life Insurance
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What are the insurance claims that could put gym owners out of business?

Gyms, fitness centers and sport clubs focus on keeping people strong and healthy. If you run a workout facility, you know that when people are involved in physical activity, things... read more →

5 reasons to buy professional indemnity insurance

Among all insurances that businesses are carrying, professional indemnity is the one you will actually need to grow your business. Contrary to fire insurance or public liability, which are needed... read more →

How to reduce income tax in Singapore via SRS Tax relief?

Income tax in Singapore can reach up to 22% on highest income bracket. To reduce income tax, Singapore government offers possibility to deduct retirement savings from chargeable income through the... read more →

Can I be covered for cancer if I have pre-existing condition?

What are the top 3 causes of death in Singapore? Cancer, pneumonia and cardiovascular disease. 1 in 3 Singaporeans dies of cancer. According to AIA, 60% of its critical illness... read more →

Does co-working space members need insurance in Singapore?

Co-working spaces are flourishing in Singapore as in every city around the world. Early stage start-up or even more traditional corporate companies are now choosing this solution to answer the... read more →

Differences between public liability insurance and professional indemnity insurance

If public liability insurance is in general well understood by the insureds, it goes differently with the professional indemnity insurance. Professional indemnity insurance is often overlooked, misunderstood, or seen as... read more →

The importance of savings plan for your golden years

My 8-year-old son, Maxime, was next to me when I completed my presentation on savings plan for retirement. I showed him my slides, and, to my delight, we had a... read more →

What is trade credit insurance?

Often when a customer order goods or services from a supplier, the supplier offers payment terms whereby the invoice will be paid by the client a certain number of days... read more →

4 things you need to know before buying critical illness insurance

With cancer, pneumonia and heart disease representing 67% of death in Singapore according to Ministry of health, it is no wonder than critical illness is a popular cover in Singapore.... read more →

4 tips to renew your business insurance

Targeting and planing will get you the best of your business insurance renewal. Now that your organisation inside your company is in place, we would like to talk about the... read more →
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Recent posts

  • What are the insurance claims that could put gym owners out of business?
  • 5 reasons to buy professional indemnity insurance
  • How to reduce income tax in Singapore via SRS Tax relief?
  • Can I be covered for cancer if I have pre-existing condition?
  • Does co-working space members need insurance in Singapore?

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