Clema Risk Solutions has greatly impressed us with its ability to deliver solutions that please both employer and employee. Starting with developing our employee benefits solutions, they have been gone on to provide better service than a big broker. Throughout our working relationship, Margaret and her team have been extremely proactive in servicing our enquiries. Our claims were processed timely and accurately, and they looked after our staff very well. Clema has been in the business for a long time and has a good regional network to support our business. I strongly recommend Clema Risk Solutions and wish them all the best.- Ms. Lim Ban Ling - CFO, Antalis Asia Pacific Pte. Ltd.

Clema Risk Solutions, as a corporate agency, was able to provide us with the full suite of services offered by a big broker but without the high price tag. They first managed my employee benefits and their team was extremely efficient in helping us manage our claims. Over the years, with their knowledge and expertise, they were able to help us mitigate our business risk. Clema is now our in-house agency for everything we need for our business insurance. I’m very grateful to have a good partner like Clema Risk Solutions, to help protect our business.- James Lee Managing Director - Asiasoft Solutions Pte. Ltd.

I would recommend Clema Risk Solutions as they have a good knowledge of the market and also act with a great deal of professionalism. Not only were they willing to assist us in handling a very last-minute request which local insurers were not able to take up, but they also went out of their way to secure the insurance for us outside of Singapore, which goes to show their global-level knowledge of insurance. I like that Clema Risk Solutions is able to put itself into the shoes of its customers and think like part of their company, trying to secure the best terms and price for them. The level of service and engagement provided is beyond what I have received from other insurance companies.- Larissa Tan CEO - Vanda Electrics

Two years ago, we had over 20 outlets in Singapore and our policies were all over the place. When we met Margaret, she patiently listened to our needs and concerns and created a system to organize our accounts. And simply by doing so, she was able to get us better rates and benefits. Margaret is constantly putting her client’s interest first and looking out for savings for us even though it means a lower commission for her. I would definitely recommend Clema Risk Solutions to other SMEs.- Elson Lee Director-Refresh Group